25 TIPS: To Change your Spending Habits

Hi Friends! It is a beautiful sunny Saturday and I've been busy working on a post to give us all some Financial Motivation. Here are 25 (low cost or NO cost) Tips to help you Change your Spending Habits. If you've been to Compound Dreams before, you'll know that I am all about changing your…

A Mortgage: The Largest Loan a Bank Will Give You, Without a Business Plan

For some people, the idea of a "mortgage" can be overwhelming and a little scary. If you are anything like I was in my twenties, my initial reaction to any talk of mortgages was simply "I don't get it and I will always be a renter in Toronto". I never thought I would own property…